Paarl. R16k-R17k. Recent graduate. Fluent in Afrikaans and English
Kindly submit your CV with photo to nina@starjobs.co.za
Northern Suburbs. Market related salary. WFH 2 days per week.
Purpose
To originate prospective new business loan applications (analysing, review, and evaluation) and to provide customer service throughout the loan origination journey.
Responsibilities:
Loan Origination
- Review and evaluates loan applications and documentation for completeness.
- Preparing, reviewing, and analysing the creditworthiness of all business loan originations by completing a credit scorecard.
- Review of the financial status of the client by interpreting financial statements and SARS documentation.
- Request additional information and follow up outstanding applications.
- Engaging with clients (telephonically and written) throughout the loan origination journey.
- Creating loan quotes and proposals in conjunction with the credit and legal team.
- Determine loan pricing, repayment mechanisms and terms (in consultation with credit team).
- Providing professional customer service, through quick turn-around time and effective communication, whilst adhering to the lending guidelines and practices.
- Contribute to the achievement of monthly business targets.
Administrative Duties
- “Pipeline management” from origination through to close.
- Post-close due diligence to ensure the loan is documented as approved and is in compliant with business/credit rules, relevant regulations, and internal policies and guidelines.
- Follow up on any non-payment.
- Deal with new payment plans or refinancing requests.
- Deal with early settlement queries.
- Obtain and file copies of loan applicants’ credit history, corporate financial statements, and other financial information
- Constantly reviewing and improving the origination and lending process in order to maintain highest level of efficiency, and ability to allocate more time to origination and business development.
Compliance
- Operate in compliance with laws and regulations and adhere to lending compliance guidelines.
Role Requirements:
Minimal Formal Qualifications
- NQF 7 or Degree in accounting or business studies or similar.
Minimum Work Experience
- 5 years of work experience in loan origination/administration
- Familiarity with loan administration, accounting and banking applications/software is preferred.
- Financial/accounting skills with the ability to understand and interpret financial statements, historical trends, budgets, projections, management performance, industry, and cash flow information.
Technical/Business Competence
- Strong sales skills are essential to grow the debtor’s book with new business.
- Deadline driven – Driven to close a deal as soon as possible to ensure disbursement.
- Strong negotiation skills
- Customer satisfaction orientation and sales competencies
- Analytical skills (data analyses)
- Excellent excel skills (pivots, lookups).
- Strong administrative skills.
- Solid understanding of lending products and practices
- Strong project management – planning, organisational & time management
- Excellent written and verbal communication and interpersonal skills
- Extremely well organized with the ability to effectively multi-task and calmly handle diverse workloads while maintaining a positive customer-focused attitude.
- Problem solving
- Ability to work in a goal-oriented environment.
- Resourceful and the ability to take initiative.
- Ability to work in a team and support sub-teams
Behavioural Competence
- Achieving Personal Work Goals and Objectives
- Analysing
- Delivering Results and Meeting Customer Expectations
- Following Instructions and Procedures
- Persuading and Influencing
- Working with People
Please submit your CV with photo and kindly let me know what you are /were earning please?
Job Title: Graduate Researcher – Financial Headhunting
Location: Remote, South Africa
Salary: R20,000 – R30,000 per month
We are a leading headhunting firm looking for a recent graduate to join our team as a Graduate Researcher. In this role, you will work closely with our account managers in the UK, identifying and screening potential candidates, talent mapping, and assisting with other research projects primarily in the financial sector.
The ideal candidate will have a business degree and some background in research. You should also be comfortable speaking with strangers, as this position involves a great deal of communication with candidates and clients. Additionally, the candidate must be a native English speaker.
This is a remote position, so you will need to have a private office space, high-speed internet, and a solution to load shedding. As a Graduate Researcher, you will have the opportunity to work with an experienced team and develop your skills in the field of headhunting.
Key Responsibilities:
- Conducting research to identify potential candidates in the financial sector
- Screening candidates and assessing their qualifications for open positions
- Communicating with candidates and clients via phone, email, and other channels
- Assisting with talent mapping and other research projects as needed
- Collaborating with account managers to provide exceptional service to clients
Requirements:
- Recent graduate with a business degree
- Background in research
- Excellent communication skills
- Outgoing personality and comfortable speaking with strangers
- Native English speaker
- Private office space, high-speed internet, and a solution to load shedding
If you are looking for an exciting opportunity to launch your career in the headhunting industry, please send your CV and a cover letter to spr@starjobs.co.za or complete the form below. We look forward to hearing from you!
