Tel: +27 21 551 1337 Email: spr@starjobs.co.za

Credit Risk Analyst (Ref: 105)

Full time
Cape Town, Western Cape
Posted 1 month ago

Woodstock.  Salary R400k plus negotiable. Equal opportunity position.

Our client is one of South Africa’s leading retailers and has growth opportunities.

It is imperative that the suitable candidate has Consumer Credit experience and knowledge.  This positon will allow for future growth to a more senior position.

 

Key Responsibilities:

  • Analyst will be exposed to all aspects of the credit lifecycle:
    • Acquisition
    • Marketing
    • Account Management
    • Collections
  • Primary tasks include
    • Establishing optimal credit risk policies and limit calculations
    • Analyse current strategies
    • Building A/B testing strategies
    • Defining rules to manage exposure based on customer performance
    • Assist the project manager, business analyst, system development and IT teams to design solutions that sets the business up for future success.
    • Engage in a consultative role with the Marketing and Collections operational teams to streamline their mandates.
    • Produce monitoring reports.
  • Other:
    • Ensure the business is compliant with regulations and external data providers i.e. credit bureaux.

 

Competencies: 

  • Has knowledge on how credit risk scorecards are build and experience in assigning risk strategies on risk groups derived by scorecards
  • Present data to demonstrate conclusions gained from analysing data
  • Able to query and interpret data quickly and clearly
  • Self-motivated driver of performance
  • Great at finishing projects and disciplined in meeting deadlines
  • Strong problem assessment and decision-making ability
  • Attention to detail with a methodical approach to work
  • Able to regroup and re-organise when priorities shift
  • Generate ad-hoc reports and analytics
  • Ensure professional relationships are established and maintained with colleagues, customers and external vendors.
  • Comfortable working in a team to assist on other key projects in the Customer Management Services team.

 

Key Requirements: 

  • 3 Years’ experience within consumer credit
  • Degree with Mathematics/Statistics or equivalent (Essential/Advantageous)
  • Advanced computer literacy skills with a high proficiency in SQL or SAS and Microsoft Excel
  • Experience in all areas of the credit lifecycle
  • Proven experience with scorecards and analytics

Please submit your CV with photo and kindly let me know what you are earning please?

Job Features

Job CategoryCredit Risk Analyst

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Star Personnel Recruitment

Star Personnel Recruitment