Tel: +27 21 551 1337 Email:

Credit Loan Analyst (Ref 105)

Full time
Cape Town, Northern Suburbs
Posted 2 months ago

Northern Suburbs. Market related salary. WFH 2 days per week.


To originate prospective new business loan applications (analysing, review, and evaluation) and to provide customer service throughout the loan origination journey.


Loan Origination

  • Review and evaluates loan applications and documentation for completeness.
  • Preparing, reviewing, and analysing the creditworthiness of all business loan originations by completing a credit scorecard.
  • Review of the financial status of the client by interpreting financial statements and SARS documentation.
  • Request additional information and follow up outstanding applications.
  • Engaging with clients (telephonically and written) throughout the loan origination journey.
  • Creating loan quotes and proposals in conjunction with the credit and legal team.
  • Determine loan pricing, repayment mechanisms and terms (in consultation with credit team).
  • Providing professional customer service, through quick turn-around time and effective communication, whilst adhering to the lending guidelines and practices.
  • Contribute to the achievement of monthly business targets.

Administrative Duties

  • “Pipeline management” from origination through to close.
  • Post-close due diligence to ensure the loan is documented as approved and is in compliant with business/credit rules, relevant regulations, and internal policies and guidelines.
  • Follow up on any non-payment.
  • Deal with new payment plans or refinancing requests.
  • Deal with early settlement queries.
  • Obtain and file copies of loan applicants’ credit history, corporate financial statements, and other financial information
  • Constantly reviewing and improving the origination and lending process in order to maintain highest level of efficiency, and ability to allocate more time to origination and business development.


  • Operate in compliance with laws and regulations and adhere to lending compliance guidelines.

Role Requirements:

Minimal Formal Qualifications

  • NQF 7 or Degree in accounting or business studies or similar.

Minimum Work Experience

  • 5 years of work experience in loan origination/administration
  • Familiarity with loan administration, accounting and banking applications/software is preferred.
  • Financial/accounting skills with the ability to understand and interpret financial statements, historical trends, budgets, projections, management performance, industry, and cash flow information.

Technical/Business Competence

  • Strong sales skills are essential to grow the debtor’s book with new business.
  • Deadline driven – Driven to close a deal as soon as possible to ensure disbursement.
  • Strong negotiation skills
  • Customer satisfaction orientation and sales competencies
  • Analytical skills (data analyses)
  • Excellent excel skills (pivots, lookups).
  • Strong administrative skills.
  • Solid understanding of lending products and practices
  • Strong project management – planning, organisational & time management
  • Excellent written and verbal communication and interpersonal skills
  • Extremely well organized with the ability to effectively multi-task and calmly handle diverse workloads while maintaining a positive customer-focused attitude.
  • Problem solving
  • Ability to work in a goal-oriented environment.
  • Resourceful and the ability to take initiative.
  • Ability to work in a team and support sub-teams

Behavioural Competence

  • Achieving Personal Work Goals and Objectives
  • Analysing
  • Delivering Results and Meeting Customer Expectations
  • Following Instructions and Procedures
  • Persuading and Influencing
  • Working with People


Please submit your CV with photo and kindly let me know what you are /were earning please?

Job Features

Job CategoryCredit Analyst, Finance, Financial

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Star Personnel Recruitment

Star Personnel Recruitment